I had watched panic rise in my spouse's face when I started to discuss the clinical and ethical steps to care for my clients if I were incapacitated. From recent experience we know how overwhelmed grieving families already feel and I wanted to remove as much of the burden from my friends and family as I could. I thought about the fees for consulting someone about a professional will and more importantly, what the emotional and fiscal cost would be to my family to hire professional assistance to get things sorted if I were incapacitated, and it was worth it to me. At $38 per month once established, I see it as a kind of professional "life" insurance-- the goal being to take care of my family (and my clients).